Professional invoicing, expense tracking, double-entry accounting, bank reconciliation, and financial reports — all in one place. No credit card. No monthly fees.
Built on proper double-entry accounting principles. Same power as QuickBooks. Zero cost.
Create, send, and track invoices with custom branding. Automatic status updates for pending, paid, and overdue invoices.
Capture expenses by category, payee, and payment method. Attach receipts and assign to customers for billable expenses.
Complete double-entry chart of accounts with Assets, Liabilities, Equity, Income, and Expenses. Fully customizable.
Compare bank statements against your books. Detect missing transactions and reconcile multiple accounts.
Profit & Loss, Balance Sheet, Cash Flow Statement, A/R Aging, A/P Aging, Trial Balance — generated in real-time.
Track balances, payment terms, and history for every customer and vendor. One-click invoicing.
Manage your service catalog with SKUs, pricing, income accounts, and COGS tracking.
Manual journal entries with automatic debit/credit balancing for adjustments, accruals, and depreciation.
Record vendor bills, track due dates, and pay them with one click. Never miss a deadline.
Track sales tax collected, estimated quarterly payments, and generate 1099-ready vendor reports.
Every transaction updates your Chart of Accounts, customer balances, and reports instantly.
TLS 1.3 encryption in transit, AES-256 at rest, isolated databases per company, daily backups.
Apples-to-apples comparison. You decide.
| Feature | Speed Books | QuickBooks Simple Start | QuickBooks Plus |
|---|---|---|---|
| Monthly Price | $0 | $35/mo | $99/mo |
| Invoicing & Estimates | ✓ | ✓ | ✓ |
| Expense Tracking | ✓ | ✓ | ✓ |
| Double-Entry Accounting | ✓ | ✓ | ✓ |
| Bank Reconciliation | ✓ | ✓ | ✓ |
| P&L, Balance Sheet, Cash Flow | ✓ | ✓ | ✓ |
| Bills & Vendor Management | ✓ | — | ✓ |
| Inventory Tracking | ✓ | — | ✓ |
| Multi-Company | ✓ | — | — |
| Annual Savings | $420-$1,188 | - | - |
No credit card. No sign-up wall. Just open and go.
Click "Launch Speed Books" and the dashboard loads instantly with sample data so you can explore every feature.
Add your company name, fiscal year, and currency. Customize your Chart of Accounts if needed.
Bring in customers, vendors, and products via CSV — or add them one at a time.
Create your first invoice, record expenses, and generate real-time financial reports instantly.
Yes. Panthera Speed Books is 100% free with no credit card required. You get full access to invoicing, expense tracking, reports, and all accounting features. There's no free trial that expires — it's free forever.
Panthera Speed Books offers the same core features as QuickBooks Online — invoicing, expenses, double-entry accounting, reconciliation, and financial reports — but completely free with no monthly subscription. You save $420–$1,188 per year.
Yes. You can import your Chart of Accounts, customers, vendors, and transactions via CSV. A guided importer walks you through mapping QuickBooks fields to Speed Books fields.
Yes. Every transaction is recorded using proper double-entry accounting with automatic debit/credit balancing across your Chart of Accounts. Your Trial Balance always balances.
Profit & Loss, Balance Sheet, Cash Flow Statement, Accounts Receivable Aging, Accounts Payable Aging, Sales by Customer, Expenses by Category, and Trial Balance. All reports update in real-time.
Yes. All data is encrypted in transit (TLS 1.3) and at rest (AES-256). We use isolated databases per account, daily backups, and SOC 2-aligned practices. You own your data and can export anytime.
Yes. Panthera Speed Books is fully responsive and works great on desktop, tablet, and mobile browsers. No separate app download required.
USD is supported today. Multi-currency (EUR, GBP, CAD, AUD, INR, and more) is on the roadmap for Q3.
Switch to Panthera Speed Books. Free forever. All the features. None of the bills.
Launch Speed Books Now →